Credit Card Payoff Calculator
Plan your credit card debt payoff strategy and become debt-free faster.
See how different payment amounts affect your payoff timeline and total interest paid. Compare strategies like fixed payments vs. paying extra each month.
Credit Cards
Payoff Strategies
Fixed Payment
Pay the same amount every month until debt is cleared
Debt Avalanche
Pay highest interest rate cards first
Debt Snowball
Pay smallest balances first for quick wins
Debt Payoff Tips
- • Stop using cards while paying off debt
- • Pay more than the minimum payment
- • Consider balance transfer options
- • Set up automatic payments
- • Track your progress monthly
- • Build an emergency fund