Mortgage Calculator

Calculate your monthly mortgage payments and total costs.

Plan your home purchase by understanding mortgage payments, interest costs, and how different down payments affect your monthly expenses.

Monthly Payment

$0.00

Total Payment

$0.00

Total Interest

$0.00

Visualizations

Payment Breakdown

Loan Balance Over Time

Understanding Mortgage Terms

Down Payment

Initial payment on the home

Principal Amount

Total amount borrowed

Property Taxes

Annual taxes on the property

Mortgage Tips

  • • Save for a larger down payment
  • • Check your credit score first
  • • Compare multiple lenders
  • • Consider mortgage insurance
  • • Factor in all housing costs
  • • Get pre-approved early